I come from the other side of the table from most of you reading this. I’m an advisor, which gives me a much broader view of the toll that a disability can take on families and their finances. During my career, I’ve had 32 clients—32!—become disabled and receive benefits from their disability insurance policies. (And that’s just those with individual policies, not group policies.)
The longest claim period that a client has had so far is one lasting over 14 years. Had the client said no to the disability insurance coverage I recommended, life would have been very different for this family. The father, who is insured, was a high-earning professional when he was able to work. Without the disability insurance, he, his wife and three children would not have been able to stay in their home.
Instead, because my client understood the importance of protecting his paycheck, his family continues to live in their same home, two of the children have graduated from college and the third is on her way to a degree. One of the college graduates is in medical school and the other is in law school. Now I think this story is pretty strong testimony to the financial power of protecting your paycheck—and my client also has the psychological reward of knowing that his decision kept his family in “their world.”
There is no asset more valuable than our ability to make a living. And we need to protect ourselves so our paychecks—and the lifestyle it supports—can continue when an accident or sickness makes us vulnerable.
DISABILITY - It's can happen to anyone!
Call me today to find out how we can
PROTECT YOUR PAYCHECK!
(770) 463-1730 ext. 204
